Terms, Conditions, Privacy
Terms and Conditions
Restrictions on use
This site is owned and operated by PANTOLOGY INC. The material on this site is protected by international copyright and trademark laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way any material from this site including code and software. You may download material from this site for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.
Disclaimer
PANTOLOGY INC. has provided links and pointers to Internet sites maintained by third parties. Neither PANTOLOGY INC., its parent or subsidiary companies, nor their affiliates operate or control in any respect any information, products or services on these third-party sites. The materials in this site and the third-party sites are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, PANTOLOGY INC. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. PANTOLOGY INC. does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site, including bulletin boards, or the server that makes it available, are free of viruses or other harmful components. PANTOLOGY INC. does not warrant or make any representations regarding the use or the results of the use of the materials in this site or in third-party sites in terms of their correctness, accuracy, timeliness, reliability, or otherwise. You (and not PANTOLOGY INC.) assume the entire cost of all necessary maintenance, repair, or correction.
Limitation of liability
Under no circumstances, including, but not limited to, negligence, shall PANTOLOGY INC., its subsidiary and parent companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, PANTOLOGY INC. materials. You specifically acknowledge and agree that PANTOLOGY INC. is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any PANTOLOGY INC. material, or with any of PANTOLOGY INC.'s terms and conditions, your sole and exclusive remedy is to discontinue using PANTOLOGY INC..
Termination
This agreement is effective until terminated by PANTOLOGY INC., at any time without notice. In the event of termination the disclaimers and limitations of liabilities set forth in this agreement, shall survive.
Other
This agreement shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.
Customer Privacy Statement
RiskAnalytica values and appreciates its customers. RiskAnalytica wishes to assure its customers that their right to privacy is safeguarded, whatever country they are located in and whichever RiskAnalytica office they interact with.
To facilitate customer confidence, RiskAnalytica is committed to ensuring that RiskAnalytica and its respective employees are fully apprised of, and complaint with, international protocols and local privacy laws.
What Constitutes Personal Information:
Privacy for the purpose of this website, is information about an identifiable individual. Publicly available information, such as listing of your name, business address, telephone number and electronic address, is not considered personal information.
Overview of Privacy Principles:
Accountability: RiskAnalytica is responsible for personal information under its control, including information transferred to it by an Algo Affiliate. There are designated Compliance Officers at all incorporated RiskAnalytica offices.
Identifying Purposes for Collection: Prior to or at the time of requesting personal information RiskAnalytica will identify the purpose(s) for collection.
Consent: RiskAnalytica gives its customers as much control as possible over personal information. Submission of an application form, use of a website or marking a check box may, among other means, indicate your express approval and consent.
Limiting Collection: Information will be used only for the purpose(s) set out. Only fair and lawful means will be used to collect information.
Limiting Use, Disclosure and Retention: Information collected for a particular purpose is used solely for that purpose, unless further customer consent is obtained or as required by law. Information is retained only as long as required for the duration of the purpose(s) as expressly set out.
Accuracy of Information: Personal information will be as complete, accurate and up to date as required for the purpose(s) for which is was collected.
Security Safeguards: RiskAnalytica employs secure server technology, which is upgraded on a regular basis to ensure the latest in protection technology is deployed consistently at all RiskAnalytica offices. RiskAnalytica binds its employees to observe privacy and confidentiality rights.
Openness Regarding Policies and Procedures: RiskAnalytica' websites readily make available specific information regarding its policies and practices related to privacy. Please continue through this page and associated links for further information. The RiskAnalytica Web Site will be updated periodically to conform to current privacy regulations.
Individual Access: RiskAnalytica is pleased to grant access to your personal information upon written request. All customers may challenge the accuracy and completeness their personal information as retained by RiskAnalytica, and request amendments to it. Access to this information will follow current legislation and will only be denied under specific provisions as outlined through local laws.
Challenging Compliance: Customers may address a challenge respecting compliance with the principles above by contacting the persons/entities designated accountable for RiskAnalytica' compliance under local laws.